ELECTRONIC COMMERCE: DOMESTIC EXPERIENCE AND WORLD PRACTICE

Keywords: electronic commerce, digital retail, online consumer behaviour, marketplace ecosystems, mobile payments, fintech integration, digital trade dynamics, social commerce, online transaction growth, global e-commerce trends

Abstract

The article examines the innovative potential and structural dynamics of contemporary electronic commerce with a focus on identifying the internal drivers that determine its transformative influence on modern retail systems. The purpose of the study is to reveal how the digitalization of consumer behavior, the expansion of online distribution channels and the integration of financial technologies shape new patterns of market interaction and create opportunities for the intensification of economic activity. The relevance of the topic is driven by the rapid evolution of global and national e-commerce markets, the growing dependence of consumers and businesses on digital platforms, and the increasing importance of technological resilience for maintaining competitive positions. The methodological basis of the research includes analytical generalization, comparative assessment, and structural interpretation of key indicators that reflect the dynamics of electronic transactions, consumer activity and the technological adaptation of market participants. These methods allow the authors to outline the internal logic of the digital market, determine the factors that stimulate online purchasing behavior, and identify the regularities that shape long-term trends in the development of electronic commerce. The results of the study demonstrate that the digital sector is evolving toward a more diversified structure characterized by the growing role of mobile payments, the strengthening of marketplace ecosystems and the expansion of cross-border online trade. The conducted analysis reveals that electronic commerce functions not only as a transactional environment but also as a catalyst for business innovation, influencing logistics, marketing communication formats, and models of consumer engagement. The study also highlights the adaptive mechanisms through which national e-commerce markets respond to external shocks, including disruptions in supply chains, fluctuations in consumer demand and technological challenges. The practical value of the article lies in its ability to systematize the key drivers of e-commerce development and to outline strategic guidelines that can be applied by businesses seeking to enhance their participation in digital markets. The obtained results may be used by companies, market analysts and policymakers interested in understanding the structural changes of the retail ecosystem and in designing effective tools for strengthening competitiveness in the digital economy.

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Published
2026-03-03
How to Cite
Rudenko, Y., Shepylenko, V., & Skrypnyk, H. (2026). ELECTRONIC COMMERCE: DOMESTIC EXPERIENCE AND WORLD PRACTICE. Bulletin of Sumy National Agrarian University, (1 (105), 71-77. https://doi.org/10.32782/bsnau.2026.1.10
Section
FINANCE, BANKING, INSURANCE AND STOCK MARKET